Products
LRC Products. We have assembled distinct applications that match different business models.
- Enterprise
- Third Party Administrators
- General Agents
- Wellness Providers
- Brokerages
- Employers
- Individuals
All firms that work with other entities or large numbers of people need to contact LRC for capability and functionality matching so we can custom construct a “high – Performance” application.
Lifestyle Risk Calculator integrates many Voluntary and Ancillary products as a self help aid to calculator users. We can custom configure options to Customer needs.
Annuities
Annuities help you save money with guarantees. They are insurance contracts that provide a guaranteed fixed income stream for a person’s lifetime or a specified period. Annuities are often used to fund retirement.
Life Insurance
Life Insurance Provides immediate financial assistance for Funeral and uncovered medical expenses. Retiring a mortgage, credit debt and other loans; Ongoing Expenses such as Food/Clothing, Utilities, Healthcare/Insurance, and Transportation. Future Expenses such as College and Retirement.
Long Term Care Insurance
Long-term care insurance policies reimburse policyholders a daily amount (your choice) for services to assist persons with activities of daily living such as bathing, dressing, or eating. You can select a range of care options and benefits that allow you to get the services you need, where you need them. These are expenses related to Home Health Care, Nursing Homes and Assisted Care
Disability Insurance
Your ability to earn an income may be your most important asset. A disability insurance pays you cash benefits when you are sick or hurt and can’t work. Consider how long your savings would pay for: Mortgage or rent; Groceries and clothing; Credit card and other debts; Utilities and Healthcare. What is your plan to replace your income if you cannot work?
Health Insurance
Health insurance is a type of insurance that covers medical expenses that arise due to an accident or illness. These expenses could be related to hospitalization costs, cost of medicines or doctor consultation fees.
Accident Indemnity
Receive a Benefit if You Have an Accident. An Accident Plan Covers on-and off-the-job accidents; Can cover you, your spouse and your children; Pays benefits directly to you, in addition to any other coverage you may have, unless otherwise designated; Has no limit to the number of accidents covered in a specified time frame.
Critical Illness
Receive a Benefit if You are Diagnosed with a Serious Illness. A Critical Illness and Cancer Plan Pays a lump sum benefit directly to you unless otherwise designated; Provides a benefit that can be used as you wish; Pays in addition to any other coverage you may have; Can cover you, your spouse and your children.
Dental Coverage
Dental insurance is insurance that covers dental care. Dental insurance has long been separated from medical insurance. Dental insurance plans typically have deductibles that must be paid before treatment is provided. They also have benefit caps that limit how much the insurance plan will pay for adult dental care, and there is no limit to how high your out-of-pocket costs can be for adult dental care.
Travel Medical insurance
Travel medical insurance provides reimbursement for emergency medical expenses, including medical evacuations, while you're traveling. These policies do not provide coverage for routine expenses. ...
Travel medical insurance is meant to protect you in case of an emergency.
Personal Medical Notification Service
Providing medical information helps speed the treatment of the individual, which in turn makes the flow through the ER quicker.
The more people that come into the ER with medical information the quicker their treatment and the ER can treat more patients.