August 31, 2021 2022-01-13 16:48

Lifestyle Risk Calculator demonstrates to employees how making changes with their personal behaviors/lifestyle can help to solve financial issues. ​

Our Mission

Our primary goal is to help people manage mental stress from financial pressures.

How We Do It

We help motivate people to be proactive and start shifting unhealthy spending to financial goals.

Persons aware of how the little things can changed their clinical and financial future will begin modifying unhealthy behaviors. Financial stress will diminish, putting them on the path to a healthier and financially secure future. Employers will see improved productivity, presenteeism, and less absenteeism, illness, and accidents. A distracted employee increases risk and company profits.

Lifestyle Risk Calculator encourages people to think about the goals they want to achieve and develop a plan to get there and achieve success. Once you know where you stand you can identify opportunities to improve.

Lifestyle Risk Calculator offers many products that will help you manage and eliminate risk in your life.


The Lifestyle Risk Calculator educates people concerning Financial Wellness and how-to better plan in terms of improved financial and clinical results. Planning for major purchases, retiring debt, and saving for retirement, causes financial stress when there is no plan. Unhealthy behaviors drive the progression toward chronic disease and increase healthcare costs and affect quality of life.

What type of unhealthy behaviors are we talking about? Overconsumption of food, alcohol, energy drinks, soda, coffee, recreational drug use, tobacco products, etc. drives obesity, addiction, overspending, and more which can rob you of the ability to achieve financial goals and causes stress.

What type of financial goals are we talking about? Participating in your 401(k) Plan and taking advantage of employer matching. HSA, IRA, and other savings strategies. Retiring school loans, credit card debt, and outstanding loans. Saving for a major purchase, house, or car.


Employers add financial wellness solutions through their benefits packages in many ways. It can be integrated with your qualified retirement plan, wellness plans, and health benefit plans. It can be set up as a stand-alone Financial Wellness plan and employers who want to create, for example, student loan debt reduction incentives, funded by the employer, can do so through the calculator. There are many different approaches that can be taken with the calculator, those can be customized by the employer and driven by what the employer's goals are.